The equipment breakdown warranty offered by your dealer gives you a level of confidence previously not available. You enter into a purchase with the option of obtaining bottom-line protection if there is a mechanical or electrical breakdown after the sale. This warranty is only available through selected dealers, those known for their experience and for the quality of the equipment they handle.

The equipment warranty covers the cost to repair or replace used equipment following an electrical or mechanical breakdown. Some of the components covered for breakdown include equipment controls, mechanicals, motors, pumps, gears, and power supplies. This warranty is only available at the time of purchase, and is priced as an option in your dealer's quote, so you know what the cost is up front. It's totally optional; you decide whether or not to purchase it.

The warranty picks up when you depend on the equipment the most. Coverage begins when the equipment is connected and ready for use, and when your dealers' return privilege ends. Coverage highlights include:

• Unlike most warranties, breakdowns due to operator errors and unintended overloads are included.
  
  
• Labor and replacement parts are included (like parts that are customarily used in the industry).
  
• The warranty term is for one full year
  

• Limit is 100 percent of the asset purchase price, not to exceed $1,000,000.
  
  
• Deductible is 5 percent of the purchase price, up to a $2,500 maximum.
  
  

• The warranty does not cover performance, safety, efficiency, or utility of the equipment. Please note there are other exclusions. The complete warranty terms and conditions are available from your dealer, or on the internet at www.hsb.com/warrantv02.

Equipment must be installed in the United States, Canada, Puerto Rico or Mexico, and is not currently available to buyers residing in Alaska, Colorado, Connecticut, Idaho, Maine, Missouri, New York, Oregon, Utah, or Wisconsin.

HSB fully underwrites and bears the financial obligation for the warranty. After your dealer's initial return privilege lapses, HSB assumes all liability for warranty service and claims, including cost for repair or replacement following a covered breakdown.

If a covered piece of equipment suffers a mechanical or electrical breakdown, simply contact HSB by phone WITHIN FOUR DAYS to report the claim. HSB's representative takes the basic loss information, and when necessary, initiates a more in-depth investigation. You can then contact the repair firm of your choosing or work with HSB to locate replacement equipment. Once the extent of the covered loss is determined, HSB reimburses you directly for the cost of repair, including parts and labor.

HSB is a leading equipment breakdown insurer and a provider of inspection services and engineering consulting.